ARKAD Wallet

ARKAD Wallet is a European budgeting and personal finance app designed to simplify money tracking without complexity. Its voice input lets users log expenses by speaking naturally, with audio transcribed into transactions, alongside quick budget creation for spending categories and financial goals. An analytics dashboard visually tracks spending patterns and progress toward budgets, and net worth tracking monitors financial growth over time. Premium bank connections sync accounts securely via PSD2-compliant providers, and the service runs on EU-based infrastructure with GDPR compliance and encrypted communications — the company states financial data is never used to train AI models and bank credentials are never stored. Pricing includes a Free tier (€0/month, core budgeting, 30 voice inputs) and Premium (€2.49/month, unlimited voice inputs, bank connections, encrypted backups).