Ramp

Ramp is an all-in-one spend-management platform consolidating corporate cards, expense management, accounts payable, travel, procurement, and accounting automation, trusted by 70,000+ businesses including Notion, Shopify, Webflow, and Quora. Physical and virtual Visa corporate cards come with preset spending controls and up to 5% cashback; AI-powered receipt capture works via SMS, Slack, or mobile app with automatic policy enforcement; accounts payable uses OCR invoice extraction plus four AI agents handling coding, fraud detection, and approvals; travel booking enforces policy automatically and monitors/rebooks hotel rates; and native integrations reach QuickBooks, Xero, NetSuite, Sage Intacct, Workday, and Oracle. Ramp Banking adds FDIC-insured business accounts with competitive yields. Pricing is transparent: Free ($0/month/user, core features), Plus ($15/month/user plus platform fees), and Enterprise (custom). Good fit for a growing company that wants corporate cards, expense management, and accounts payable consolidated into one AI-assisted platform rather than several disconnected finance tools.