NAYA

NAYA provides the backend financial operations layer for fintech products, handling data ingestion, an operational ledger, reconciliation, and compliance controls so teams can focus on user experiences rather than complex financial infrastructure. It offers a Data Hub that ingests and normalizes financial data from banks, payment processors, and card networks, an Operational Ledger using double-entry accounting to track granular money movements, and a Reconciliation Engine that automatically matches transactions across systems with exception detection. NAYA includes Controls, a rules engine for compliance, risk management, and operational policies, Alfred, an AI copilot for natural-language financial data queries, and Infrastructure Blueprints offering pre-configured patterns for wallets, lending, marketplaces, card issuing, and cross-border payments. The platform is SOC 2 Type II certified and GDPR/CCPA compliant, with documentation, a sandbox environment, and a Studio control plane available to developers. NAYA currently operates via invitation-only private beta; pricing is contact-based, with access requiring an intake form and waitlist signup at naya.finance/request-access.